The Parity Law

State and federal parity laws aim to create fairness in insurance coverage for mental health and addiction treatment by requiring coverage and management of MH/SUD treatment to be equal to physical health coverage. The federal and state laws provide different levels of protection and different rights. For plans that are covered by both laws, any stronger protections in Maryland Law supersede the Federal Law. Learn more about the parity law and how it affects you.

How Does the Parity Law Affect Me

Find out how the parity law protects your rights.

Is My Insurance Plan Covered?

See what plans cover specific behavioral health services and where specific state or federal parity laws apply.

What Does a Parity Violation Look Like?

Learn what a potential parity violation may entail.

How Do I File a Complaint?

Consumers and providers have increased protections because of the Federal Parity Law, but it is up to all of us to take advantage of these rights and hold insurers accountable.

Parity Resources

Want more information? Start on this page for more parity resources.

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